So Pro Tip - at one point in the game you'll get quite a lot of cash - do NOT spend it on upgrades and keep it for a big expense later in the game.
hard disagree
spend any money you get on upgrades asap
and go bankrupt for like few weeks when big expense come
saving money is boring anyway
You can clear all your debt once with Ellen, don't forget.
Should I keep ALL of it until that ominous point later in the game, or will it still be enough if I buy the first elf that becomes available for purchase?
