No, you're not annoying, believe me. I'm just curious why this happened and how you ended up in this situation. I'll try to figure it out, okay?
The only thing I've noticed so far is that the quest with Jeff can be repeated an infinite number of times because I forgot to set a limit. This mistake isn't critical for now, so I'll just fix it.
The quest with Eliza is called "... debt" (something like that). We're talking about that one, right?