Did the same, but as a Warrior, no theft, only bought Perception Charm, though had 12 bonus points to spend (lvl 3 starting attributes, lvl 3 starting skills, lvl 3 starting perks, lvl 3 starting gold). Had 10 Strength, 8 [9] Endurance, 9 [10] Agility, 7 Perception, 1 Magic, 1 Charisma. Spring Attack 3/5, Careful Attack 2/2, Tempo Attack 2/2, and Orcblood.
Just avoid werewolves, book it to Silajam, hear about the fight from the town crier, get the info about the witch, and the gem from eavesdropping (costs 30 gold total), start the 1st brothel quest and ask for more gold (get total 100 from this). Book it to the witch's cottage, get the item to beat the goddess by trading in the gem (optional, buy a Charm). Then book it to the goddess for a very easy win (no items used, took only 15 damage). Yes the brute strat works... A.K.A Me am strongeth boy, me am hit thing hard big stick hmmmm.