you managed to have 1 thing that my entire account doesnt have and its donation and pay-to-play. i avoid that because:
However, there are exceptions that allow minors to engage with credit in limited ways and we are here to explore that:
- Authorized Users: Many card issuers permit parents to add their children as authorized users on their accounts. This means that while the primary cardholder (usually a parent) is responsible for payments, the minor can have their own card linked to that account.
- Age Limits Vary by Issuer: Some issuers have specific age requirements for adding authorized users. ...
- Kids can't open their own credit card account until they turn 18, and will need to prove independent income until they're 21. But even before then, minors can benefit from becoming authorized users on a family member's credit account.