I just get more coins and can buy skins easy, I imagine losing early barely gives any coins, but trust if you play how I said you can beat it easily, just take some getting used to the first 2 days, they're the most annoying at first, if you get past then you can beat it malo is easy to avoid just don't leave if at night unless she just left, and no matter what you're doing if you're on the farm when you hear the howl there is enough time to hide inside, just turn the generator on when nights starts and keep an eye on it so it doesn't run out while you're inside