hmm... virustotal is new to me. When I visited the Site, my Antivirus immediately detected a "PwrSh:Agent-AA" Trojan. Personally, I wouldn't trust this Site.
About this suspicious Virus Scan: "Trojan-Spy.AndroidOS.Banker". I find mostly posts that this Virus is detected as a false positive Malware (only on virustotal).
False Positive Malware Detection
I recommend using more trustworthy Antivirus Systems like Norton or Microsoft Defender because I know they would detect and remove a Trojan-Spy.AndroidOS.Banker Threat. Or simply don't use the .apk.