Hey!
The "_settings.dat" trick didn't work :/
So I did some messing around with the variables of the account, and turns out it only crashes when I choose the Caligraph when I'm making my account.
Here's the error message that shows up when I try to select the file:
The message I get when selecting options (with the Caligraph) is the same, but without the line references.
Hopefully that's helpful enough to fix the issue!