Reading your edited post wtf there's actual rope???? can you tell me where to ease my mind hahahaha. Anyways the moss is at the waterfall where there are two other guys. Go in the water, the moss is the green blob near the guy at the rock. Regarding Lozran, i think you did all the right things except the gold cus it doesnt matter, but you also need to sleep in the inn after doing all the talking and quest and stuff. I usually sleep in the inn after a few days so that the mushroom quest will trigger. Thats scene row 4 column 1. Row 4 column 2 will trigger after triggering row 4 column 1, discovering the waterfall, finishing the quest then finally returning to Lozran, this giving you a special option to report your achievements. The training spot is available after the "final fight", go back to that area and choose not yet. There's a rock there that will lead you to the spot. In my experience, i needed to finish the moss quest to also trigger the training spot. Sorry for the huge block of text everyone.
Makes sense, I didn't have enough money to get a room again after finishing everything. I expected him to offer me the free room, and the meal, or something. I did get the training spot one, but sadly it wasn't with the Head Guard.
Even then, that will mean the inn room at the very end will give you the 2 last scenes - 9 and 10. I'd still be missing scenes(left>right, up>down) 1, 2, 6, 7, 8. Only ones I got were 3, 4 and 5.
(also, about the rope, I think you don't actually need a rope/special shoes since you get to the waterfall without anything like that - I think what they meant was the cut rope you find at the very beginning.)