The fist time through I tried it as uninsured... I thought it was a statement about not having insurance that you couldn't progress, so I started over:
I then chose a more rational option and received the same result - this feels like a giant troll on the American Insurance System - 10/10 marks for that point, the game is fixed - there is no way to win at it.
Sadly, there is no gameplay, the controls were awkward but functional, the game was entirely silent, and the artwork/animations were all stock.
THAT BEING SAID:
Great concept, I really enjoyed the irony and political commentary as I read it. If you finish developing this I would play it. Currently I have to assume this is a malfunctioning proof of concept.