Money is something that needs to be balanced and I will work on that soonish with the inclusion of the landlord/rent.
Normal sex will give you the option to accept or refuse. f you are not being given the option then Sammy is either too drunk or horny and goes against your will. And since a lot of this happens at the pub with patrons plying Sammy with booze, it's a good bet she is both drunk and horny.