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When I was reffering to fees, I was aiming more at the transaction of the crypto itself. Of course all regular fees would have to apply, but with Bitcoin you would pay a small amount for your transaction to go through at all. With Nano that's not a thing.

But yeah, I can see the issue of adoption and payment sollutions, at least if you have to implement more than a single cointype.

one big issue is how customers use crypto, people use paypal or credit on the internet to pay for stuff. The common customer might not have understanding how money turns into crypto or the price of crypto.