Skip to main content

Indie game storeFree gamesFun gamesHorror games
Game developmentAssetsComics
SalesBundles
Jobs
TagsGame Engines

They additionally use the word mint, so I’ll do so, too.

I don’t see why a bank cannot support one Taler exchange for USD and another for EUR. You would then withdraw these mints from your real bank of choice, like you would cash with a physical ATM, and use them wherever. And Bitcoin mints as well, which exist only to show how generic Taler is. Taler itself is not a currency, it is the payment system.

It seems to me you have heavily misunderstood Taler if you think it is not as simple as sending an e-mail. Perhaps going over internal details has confused you. But, suffice it to say, if you want something like PayPal then you do not want anonymity. That is fine, but it is alone no reason to dismiss Taler, which has additional design goals in mind. And it does not explain why a local wallet is a “BS concept”, considering it mirrors the use of cash near-perfectly.

I do not appreciate your tone. It seems to me you have read only a few sentences before dismissing it entirely.

The folks at Taler may not consider it production-ready, but in their own words, “this is not so much because of limitations in the backend, but because we are not aware of a Taler exchange operator offering regular currencies today.” Even so, I think a project developed by a considerable amount of people for 6 years deserves a better descriptor than “half-baked”. I don’t know where this bias of yours lies, but it is not my problem, so I will end it at that.

Of course I overexaggarated. But I did read their own webpages faq and what the thing is supposed to do. And this is the catch. It says what they want to do, what it should do, but not what it can do and what it is. It is wishfull thinking about an ideal service or rather protocol. They try to catch the anonymous payments and while they are at it, the microtransactions as well. Of course , to show their  universal applicability, they include the ability to have bitcoins as well in their wallet. 

And it is a BS concept, because smartphones get lost or broken   and computers get hacked all the time. Electronic cash is not a thing people have trust in.   The guys behind the Taler are Germans, they should remember the Geldkarte.    It was around for like 25 years.     It was cash on a card. Pushed by banks and rather widely accepted.   But the only use those got were verifying age when buying cigarettes at a   dispenser. 

Sure, some anonymity would be nice when giving money to people you do not receive physical goods from. But I need not have that anonymity from the payment processor. They know who I am anyways, because I have to send them the money from real life accounts , like credit card. There is no principal technical barrier from making something like a Steam wallet x-plattform. And regarding micropayments, have a look how the pros do it.  They really exchange your money into virtual tokens that you do your microtransactions with. Usually for in-app purchases, but that is another discussion.  Regardless, such a service across platforms would implement the microtransactions we want.