Guys I beat the homeless girl aka 4th poker girl. Heres how you do it.
Dont up the wager at all
Keep hitting next until it's time to change cards.
The only cards you want to change is your lowest. If I have an ace, I'll change every card but that ace.
If I have nothing but low cards, I'll change them all.
The ideal cards you want to keep is a jack, queen,king, or ace
If you have two 8s or two 10s, change them.
Her mechanic:
She can see the cards you've been set with. But she can't see the cards your going your going to get before you change them. That's how you beat her.
This will take awhile but it does work. That poker game is solely RNG. Hope this helps and good luck