There was a bug with life insurance never expiring in that version, been fixed for a while now
The fact that you're even playing out of DD season is quite a compliment
i don't think i had used life insurance before, so i assumed it was a complicated bug.
i think i've played it out of season since DD52. it's fun to play idly, but i preferred the old versions
just having Copyhat against an opponent with Envy status and gaining 1 power is enough to create a softlock
Damn, I had something to prevent this. Must not be working