Jim is very lucky, he has real life insurance - not like the rest of us. His life is 100% insured. So he keeps getting it back, when he loses it. (That is also probably why he is broke, I think...) :D
Thanks for the comment on the FOV - sadly none of us here noticed that when we tested it :( but I think the torchlight effect contributes to its perception, so for the next jam we will have to do some tweaking of the FOV values