Well, we do have the Direct To You payment method, but it comes with several caveats: you must be able to receive payments through PayPal and/or Stripe, handle any complaints yourself, and also pay all relevant taxes. Which nowadays can be especially tricky, with all the national and international regulations involved. Not to mention payment processors have itchy trigger fingers as it is. So if anything it's more of a legacy method, left in place for people who know what they're doing, and not recommended otherwise.