ASS the title states. I'm making my own game and I'm wondering what I should expect to risk to lose

A big ol CERO. 

Well that's not totally true. RPGMaker MV costs like 20-30$. A small tablet to paint around 200$. And a somewhat beefy laptop around 800$(But it's from 2016).

Everything else was free. Krita, blender, audacity, notepad++ are all free and open source. Sounds come from freesounds.org. And I learned how to paint/use all those softwares, etc, free on the internet. Games was made using a combination of default RPGMaker assets and some I made myself.

The biggest investment for me was time. Started painting in 2020. And developed statues for a year to what it is now. Around 1500hrs of game dev time, and another 2000ish to learn how to paint like I do now.  But I do this for fun, hopefully one day for money as well. I never was at risk of anything because I have a decent stable normie job.

Hit me up if you got more questions.