PL21, there are several ways to rake in the moolah. For one, jump on your laptop and hit the coin miner. Mind you, that uses up an entire time segment when you do, and you can only do it once a day. Secondly, go to the beach and look for seashells, and to the woods to look for flowers. They appear at random intervals, and at different times during the day. Once you have some, take them to the mall and sell them either to Cindy or Moon. And speaking of Cindy, after you get to know her, you can work in her shop.