...It really ain't a difficult game, my guy. Even when playing one-handed with half of your blood going places that are definitely not your brain. Especially when Nightmare mode gives you insane EXP even for grinding the Forest or Mountains, where very few enemies pose a real threat even at your level.
With even halfway decent stats, Distract is an immensely powerful skill that can essentially "nuh-uh" most boss enemies' movesets. Making it more expensive makes perfect sense. Same with the Favors (Luck builds were utterly busted because of that).
I continue to remain baffled at why people tattle on themselves like this.
EDIT: Plus, losing is half the fun here!!