Another good suggestion would be that clothes serve a purpose. The more you have, the better you are protected for a certain amount of attempts... And removing certain ones takes away "protection" from that area. (Meaning the less bottomwear our Ratty has, the less our Ratty's bottom is protected.)
Of course, only wearing a Thong for bottomwear means autofailure, as the Wolf can just slip it aside.
Well, that happens in the game anyway. Since we have the option to make our character strip off certain clothes, it really doesn't make sense for the monster to so easily strip your character naked the moment they catch you.
It is why I feel that "Having the act as a Health bar or Armor" makes more sense, and gives us more reason to panic and run away... Or intentionally strip and let the monster have their way with our ratty... Which I don't want to happen, by the way.
