I'm guessing you trained Daisy everyday? (or at least 3x or more) [anyway the +20 (Alchemist post) makes a lot more sense]
OK, Just a *GUESS* (so far) [not even going to *TOUCH* all the issues w the new 5.4! (see new post) UGH!]
--->>> ***BIGGEST*** DIFFERENCE (so far) I know of, between how you do stuff, & how I (normally/usually) do stuff [Quests aside] is *UPGRADES*.
By the time you factor in 3-4++ Upgrades (& I bought more tools, leather collars, & worker's suits) that's a *LOT* lot more materials (or gold equivalent) by D28 [most of my oldest saves where I did upgrades *PLUS* all easy quests R deleted. (older versions have more problems w saves/imports) ]
In hindsight, it makes sense---*IF* you're doing *MED* Quests; (maybe fewer collars & no extra lux rooms?)
EASY Q's [like you did] just don't pay as much XP or gold, so everything takes longer.
Learned *LOTS* of tricks since started this thread (FYI that was over a *MONTH* ago! lol) ----but it's also changed at least 2 versions since then too. [1 of them being more Hunter/fisher for Wits & gold]
BTW did you *ONLY* do DRs [Dungeon Runs] for Quests? Did you do any Med ones, or just easy? [Easy = Goblins/Bandits]
I checked ~ every other day----& did see: At least 1 char w "grave injury" (can't fight, reduced production) [I try very hard to avoid that] & 1 "starving" (lack of food) -----COOKING is one thing I didn't used to do----but now do a lot more. (it's generally worth it---stretches food to last longer, + help Wit char get more XP)
BTW (since I see you have/got it) Is there any use for Troll's Blood?
I don't see any of your hookers made into Succubus, do you not like them?
I also only see 1 staff (I assume from DRs) you never bought a 2nd staff?!? [makes you Mages much weaker! ----ok, but also saves gold---they aren't cheap!]
(usually I'd either make or buy something---so everybody had a weapon, & then upgrade them later if the weapon was crappy... lol [I'm sure on some of my runs I just spent *WAY* too much] )
Also looks like you only bought armor for ~ half (?) your "military?" [looks like hooker/fighter/dual role]
I'm sure every little thing like that added up (I spent a lot more [or at least did on some runs] than you did---esp *EARLY* on [b4 D21] )
The "Servants" thing----is that a MIN of 300 Guild points, or what? [I don't see it until you have 336 *Servants* GPs ]
maybe that's something new for 5.4? (never saw it before, but many Servants Q [usually "assignment" or "servant wanted" ] I had to skip---they're actually easier @ *MED* lvl (w upgrades!) than some of the "easy" ones! )
"Personal Bank"----I see you too (others have mentioned having to do this----1 more reason finish Greedy Bank Quest ASAP!) also saved up the 3k gold! (several days in advance)
I started doing that later on [*BUT* if you can "*FINISH*" b4 ~ (?) D24? (D22? no exact # but the closer you get, the more you need that savings...) ]-----Mostly b4 I did a lot of Med Quests.
WOW! Where did you get your "CRAFTSMAN SUIT?" ! [obviously not from crafting...]
Did you skip any quests? [Usually for me Workers R one of the easiest ones, & yours was the lowest GP]
From my orig (very 1st) post:
"[if you're giving general hints/advice, *PLEASE* make sure is possible in 1st 21 days (fighting tooth & nail just to still have 2 sell most of what you have 2 pay Greedy BANK on D 28, is *NOT* fun. ]"
(even back then finished some of them----but *MOST* of them sucked!) -->> I think in general, you had a lot more gold b/c:
1) you did a lot of DRs (2? 3? Can't tell from you saves, But I'm guessing at least 2 easy & at LEAST 1 Med?)
[when I 1st make this thread I wasn't doing any]
2) Compared to me (or at least "back then" lol) you saved more & spent less---a LOT less. [even for armor/weapons] --> Ex: I only counted *ONE* staff, even at D28! [a decent staff can cost over 1k gold EASY! ]
Curious, did u Fight the Lich, or talk out of it? (another trick learned since then)
(only 1 char has Dark Resist----but I think the F-5 [Physics] is enough to talk out of it.
[Several char w high dam----you fought?]
Oh, the "UPGRADING" advice thing: *YES*, you got lots of gold (mostly from your DRs i think----*BUT* you also didn't finish till D28, & paid the [Greedy] Bank their 3k gold. Done (? have not kept good track) 3-5+? runs where finished *WELL BEFORE* D28, *MOSTLY*, using 1) *MED* Quests & 2) Upgrades. [Some "Impossible" Quests---either make me take way too long, or give up. But *LUCK* plays a part ----maybe even bigger in 5.4?]
With all your runs, did you come up against any unusually Tough chars? [like that EVASION 60! 1 I ran into early on!]
Oh, in case you missed it, the Hunter/Fisher idea was one got from someone else. (didn't have that 2 months ago when 1st posted this)
D14 (1k) rarely a problem, but in general (ck above) I *SPENT* a lot more than you did. (would've bought a staff for each mage; 2 Mages = 750-1k EACH, so there's another 2k gold... )
Obedience: looks like you used you maid a lot (Allure) + your Hookers (like fishers) didn't travel much. 5 member combat team [vs 6] & one *DID* have a leather collar ---but generally you have 1) Allure +2) much less travel. (Obed decays a lot faster w travel)
It's very similar to fishing tactics I've seen/used. (Except for the DRs]