I am of the exact opinion regarding the chests. Your reasons are the best articulated that I have come across, and second your opinion enthusiastically.
In the discord, there is something called adoxa that gives you the option to dress your girls and get rid of the animation altogether so that the game is SFW (or at least something to play in public as I would never play this game at work, clothes or no clothes). I have no idea how to activate it because I am completely illiterate in computer science. Here is a link in case you need one: 🔟adoxa-info (discord.com) If this does not work, there should be links scattered throughout the various chats that will take you to the discord, and the adoxa will be a channel in the Dirty League section of the hooligart server on discord.
I am indifferent to the avatar situation, but I can see how this might take the women who play this game out of the fantasy.