Hello, asterr259.
I did find a fix, although the download speed will get quite low. You just have to use a vpn and change your location, this will bypass the exceeded quota limit.
The only problem I found will be lower download speed, other than that it will hopefully work.
Edit: I just found out that you can disable the vpn after using it for some time, Mega will still download even after exceeding the limit. You can try this you get your real speed back up.