Well, Kylira is still literally the most harmless sex you have consensually. If you have it on top of Brigand in a cottage, you get serious punishment, because she dirty talks you. If you have it on top of Warlock, it's even worse. With Trudy? Big loss. And with bestial enemies it's large numbers, even though you're enjoying it, but you're committing bestiality.
So, the Kylira thing was an exception, the rule is quite different.