I seem to be missing a whole lot of content, I'm just wandering back and forth in the shopping mall and market, I stumbled on the farm and military base through random events in the wilderness, but I'm not getting any other such events, and I can't do anything at the farm because Bell has gone missing and none of the places earlier comments say she'll turn up are unlocked yet. What step am I missing to access the rest of the game?
Also is working at the club day after day the only viable way to get money? Seems like everything else only pays pennies in comparison.