When you load from the main menu it puts your money at 1000 until you buy or sell something. Then it remembers how much your supposed to have.
The Night and Day visual do not line up with the in game time. It seams to continue to spin regardless of whatever else is going on. If I save in the morning and play till night time, then load the morning save the visual doesn't move. So now my night time is my day time. At least that's what it looks like to me so far