so... math is fun... and only works if you do it correctly. Here is what is SUPPOSED to happen: for example if you had 50 in cash and 60 in your account, its supposed to take all of your cash, put it into your account i.e 10 bucks, then take 100 out of that to pay the rent, leaving the rest in your account, THEN if you have enough remaining, leave you with 4 bucks in cash to take the bus etc. What I was doing was adding all the cash you had to the bank, then leaving that same amount of cash in your pocket. LONG way of saying this was WAY broken, and I THINK I have it fixed. THANK YOU for pointing this out!!!