That's the thing, the date for 250 gold there is Week 3 Day 1, Which is W:3,D:1. By Week 4, you should've finished with the Mayor Elections mission. At least, if you want to survive the long term
Viewing post in Loan Quest does not see my money?
I got repeatedly quests from 2 guilds I just could not do, because I had no forge or alchemy lab yet. So, that is why I cannot finish that quest yet. And I read on the wiki the pay installments only got higher (total of 4 payments and that was a way to also finish the quest), not an auto game over.
Still, thanks for pointing that out. I guess I need to go back... or is there away to modify the save file to set back the date a bit?