Those are fair points. Can't really argue much. I still think the fire vs light cost is imbalanced, because I (personally) cannot justify leaving Charlotte in jail whether I had ng+'d fire or not. I genuinely despise her losing exp in jail, so I never leave her there. Pure, I chill with her in the bar, pink, I'll just do the scene ofc, 1 point isn't a big deal. In the grand scheme, neither is 14 points...but still. It could be the difference in a level.
Just a personal view there.