Village:
There should be a note somewhere that taxes increases fruit/grain usage. My first loop, I was constantly at 0 because I thought buying treasury to increase gold gain was good. This second loop, I've kept it low and now I'm no longer using DOUBLE the fruit/grain gain. (The gains for those are FAR too low, even with gold purchases, to allow for treasury to be ever worth buying more than twice)
...and for Horde, I'm still trying to find the new loadout screen. Maybe it unlocks far far into the game, but at zone 41, I still don't have it, despite having 7 pages of equipment to use.