I think I would never trust chatGPT to code for me. From what I have heard it tends to be a circular experience. Ask it to code, ask it to fix its own code, ask it to fix the new code, ask it to fix the new code, and so on. At least when we code ourselves we know what it's all doing. :p
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Heh...well I wouldn't say I always know what it's doing when I code haha. But you're just about right with AI and coding. It is pretty circular. I remember I kept telling ChatGPT that a certain function within Unity's code didn't exist. It would apologize and then slightly changing the name of function...it literally was just making stuff up. Then after I correct it again...it would suggest the same thing it just did a prompt or two ago.