Couldn't get a clip, but if you run into a wooden fence (at base) at the right angle with the ATV it gets caught under it due to the mesh shaping and takes rapid damage and explodes with you on it. I had to restart the same day TWICE because of this.

Quick band-aid solution is to reduce the mesh quality of the fences to just a cube. The drawbacks of this are basically null and it prevents stuff like this from happening, AND it improves the performance of the game just a little.