Started the special study program to get around that 20K fee, finished session two, then completed Reverse Demon Summoning Ritual thinking it'd let me stay enrolled in Pasciel afterwards...it didn't, while that was a shame it wasn't anything major since I'd already learned the spells I wanted for that playthrough. Issue was that afterwards the special study program was still charging me daily fee for not progressing it, even enrolling in Pasciel didn't fix problem. As of latest update where fee increases longer you don't progress it meant it really started eating into my money fast. Fee seemed to max out at 700 for a few days then dropped to 200 but never went away.