With all due respect, a lot of your complaints seem to come down to making an already easy game even easier. Of course MP is going to be a significant limiting factor to caster classes, otherwise they're better than social and fighting classes. Of course the 100 gold starter slave is a fixer-upper, you already got a freebie slave. Of course your stats aren't very good at the start of the game, all you need to do is put experience points in them to make them go up. Of course you don't get the super-cool stat-boosting item if you choose the cheat start, you chose the cheat start. And most annoying of all: of course you have a debt to pay, without it there is literally no limiting factor at all and you can just make time pass to have money, experience, and resources fall into your lap.