Thanks for the feedback Chestercat. The original title was Riches to Rags to Riches, but I felt like that was a mouthful :).
I've debated a bit on that point of loading and retaking failed. Part of me likes that you need to try something different, but another part feels like if you are reloading it should be a clean slate. I look forward to hearing more feedback as I'm clearly still on the fence on that feature.
I'm sorry you are experiencing issues, please let me know where you hit those, and I'll fix them straight away.