Adding to my previous post, found an old link to 1.28.2, was same there, so it has been this way a long time.
*EDIT, on latest version* Tried some more and it's a bit strange. It's not that it's not reading all initial gains, rather it's reading some, but to a certain degree.
Ex. Palading,
Base STR 4, reads as 3
Adding 1 str during create to 5, reads as 4.
Adding 2 str during create to 6 still reads as 4.
*EDIT 2* Thought is was capping at a certain point, but played with save editing, paladin with all stats on 5, reads as 4 in combat, but it wasn't until i increased it all the way to 8 in all that is shows as 5 in combat. Is the stat relation between character and combat not supposed to be 1 to 1?
*Final edit2* oops? so, 5 base = 4 combat, 7 base = 5 combat, 10 base = 6 combat. On purpose?