Hi Majalis, found a "semi-critical" bug with character stats affecting combat and character creating, confirmed in both 2.6 and 2.7.1
The bug is in character stats being read for combat.
Hovering over portrait, shows stats as base character create stats. I also confirmed it to affect combat as shown on hover rather than actual.
After some testing, here is what's happening:
It's not taking into account the 4 point you get to add during character creation (or at least not any positive gain above base).
It reads if you removed any points, during create, and any points gained from perk/eq (still from create base stats), but not the 4 you get to distribute initially.