No, I'm with LazyCrazyDream... From a financial standpoint, the game has gotten markedly harder in the last couple of updates.
It started with Update 9 and the changes to idol salaries. You don't get the massive spike from famous idols, but your average pay goes up - way up. And it does so pretty early in the game, within the first year. Maybe salaries should be tied to longevity? Or maybe fame should play a role.
Then, something changed in Update 10 and it got a lot harder to make money early on. Concerts, my former cash cow (especially in the early game), don't seem to be making as much as previously. I'm following the same strategy that, in Update 8, let me get out of debt... and now, I can't seem to get out of debt. Used to be I could start having modestly profitable club concerts with 3-5 singles under my belt. Now it seems to be in the 7-9 range. Sticking to a once-every-thirty-days release schedule, that's two to four more months that I'm maxing out my credit cards.
That's a heavy load to get out from under.